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Workers Compensation
Workers Compensation is a system regulated by each state, which provides benefits designed to help you if you are injured at work or develop a work-related illness. Generally, the benefits are used to pay for your medical treatment and / or a portion of your lost income if you cannot work due to the injury or illness. Each state has specific guidelines, so you are advised to speak with your claims representative in order to obtain more information or help you return to work.
General Liability
General commercial liability insurance is a broad type of insurance policy that provides civil liability insurance for general business risks.
General commercial responsibility is the specific name of such a policy in the insurance market of the United States. It is the «first line» of coverage that a company normally buys, and covers many of the common risks that can occur in any type of company, such as bodily injury or property damage at the company’s facilities or due to the company. Operations, personal and advertising injuries, and medical payments.
It specifically excludes certain types of risks, including professional services, pollution, liquor and the responsibility of directors and officers, and separate insurance policies are available to cover these situations.
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